AFFIRM FINANCING

Choose how you pay at your own pace.

When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to pay over time—and never pay a penny more than you agree to on day one. 

Prequalify now or just select "Affirm" at checkout.

Your rate will be 0% APR or 10-36% APR. For example, an $800 purchase might cost $73/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.

How it Works | Visit the Affirm Help Center

Buying with Affirm is simple.

1. Fill your cart.

Select Affirm at checkout, then enter a few pieces of info for a real-time decision.

2. Choose how you pay.

Pick the payment plan you like best—from 4 interest-free payments every 2 weeks to monthly payments up to 36 months. You’ll never pay more than you agree to up front.

3. Pay over time.

Make payments at affirm.com or in the Affirm app. You’ll get email and
 text reminders.

Buy with confidence.

Transparent.

Affirm tells you up front the total amount you’ll pay. That number will never
 go up.

Flexible.

You choose the payment plan that works for you. Our smart checkout gives you options.

Fair.

Affirm won’t charge you late fees or penalties of any kind, ever.

Affirm FAQs

Yes! There’s no penalty for paying early.

You can make or schedule payments at affirm.com or in the Affirm app
 for iOS or Android. Affirm will send you email and text reminders before payments are due.

Yes—you can return an item you bought with Affirm by initiating the return process with the store.

No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help Center.

Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.

You can visit their website at affirm.com.