Jewelry Appraisals

Although some premium insurance policies update values on your insured jewelry annually, most do not. The majority of homeowner’s insurance policies require an updated appraisal of your fine jewelry in order to extend full, current coverage to them. Due to the fluctuation in prices of gemstones and precious metals, your insured pieces should be appraised once every 2-5 years so that you have an accurate valuation of their estimated retail replacement cost.

Appraisal FAQs

  • Estate Valuation
  • Fair Market Valuation
  • Retail Replacement Valuation
  • Color Grading
  • Stone Plotting
  • Gemstone Identification and Authentication

All of A.J. Martin’s jewelry appraisals are done by a local, independent, GSA Certified and GIA Certified Graduate Gemologist, who examines your piece(s) in our shop, in front of you, and in most cases will not need more than half an hour of your time.

The cost of appraisals is $110 for the first item, and $90 for each subsequent item. For larger stones (> 1ct), for which a plot should be drawn, a fee of $25 is assessed.

Estate valuation work is billed at $240 per hour with a $60 minimum. This rate is charged only for exam time but includes all research and document preparation.

Appraisals are done by appointment only. Please call us to ask about scheduling.